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Economy

Build a middle class
that can breathe.

This is the richest country in human history. Yet one-third of Americans can't cover a $400 emergency. That's not an accident. That's economic policy. And economic policy can be changed.

The Reality

The economy is working - for about 1% of us.

1%

Top 1% now own more wealth than the bottom 90% combined. That is the biggest gap since the Gilded Age.

$7.25

The federal minimum wage, unchanged since 2009. It buys 30% less today than it did in 1968.

1,322%

CEO pay increase since 1979. Average worker pay in the same period: 18%

3

Corporations (Amazon, Apple, Microsoft) now control more wealth than the bottom 50% of Americans combined

Why This Happened

Forty years of trickle-down didn't trickle down.

Since 1980, every major economic policy has rested on one idea. Cut taxes on the rich, cut rules on corporations, and everyone will prosper. It didn't work. It gave us forty years of flat wages, rising inequality, and a winner-take-all economy.

Corporate power is more concentrated than ever. In industry after industry, a handful of companies control the whole market. Airlines. Drug makers. Farming. Banking. Social media. This isn't how markets work on their own. It's what happens when antitrust enforcement is gutted.

Project 2025 doubled down. More corporate tax cuts. The end of the CFPB. Fewer protections for workers. Weaker rules for banks. The stated goal was to shift more power and wealth to corporations and their shareholders. Workers and small businesses would pay the price.

What Project 2025 Did to the Economy

  • Shut down the CFPB, the main agency that protects people from financial abuse.
  • Proposed ending capital gains taxes entirely. That is a direct transfer of wealth from workers to investors.
  • Gutted the antitrust staff at the FTC and DOJ. Reversed the Biden-era merger guidelines.
  • Proposed turning the SBA into a block grant program. That would all but end small business lending.
  • Removed overtime pay protections for salaried workers. More than 4 million workers lost coverage.

The Plan

What Project 2029 proposes.

Based on Chapters 21, 22, and 25 of Project 2029. They cover Commerce, Treasury, and the SBA.

1

Main Street Investment Act

$100 billion to rebuild the small business economy

Create a $100B Main Street Investment Fund run by the SBA and Treasury. It would offer low-interest loans (under 3%), technical assistance grants, and equity investment to small businesses with under 500 employees. First in line: businesses in struggling communities (defined by unemployment and poverty rates), minority-owned and women-owned businesses, and businesses in sectors key to the domestic supply chain. Worker-owned cooperatives get priority loans at 1% below standard rates.

Legal Authority: Small Business Act (15 U.S.C. § 636); Article I spending power; Commerce Clause
2

Antitrust Restoration and Corporate Accountability Act

Break up the monopolies, and keep them broken

Restore the original intent of the Sherman, Clayton, and FTC Acts with stronger enforcement and updated standards. Treat any merger that creates a market share above 30% as anticompetitive by default. Require a structural breakup (not just conduct rules) for platform monopolies worth over $500B that run a platform and also sell on it. In plain terms: Amazon could not compete against sellers on its own marketplace. Raise the FTC and DOJ Antitrust Division budgets to $2B each per year. Make antitrust violations a crime for corporate executives, not just a fine.

Legal Authority: Sherman Act (15 U.S.C. § 1); Clayton Act (15 U.S.C. § 12); FTC Act (15 U.S.C. § 41)
3

Tax Code Reform: Work Over Wealth

A tax code that rewards work, not just ownership

Restore the top income tax rate to 39.6% on income above $400K. Set a minimum 25% tax on unrealized capital gains for people with over $100M in assets. That closes the "buy, borrow, die" loophole. Enact a 2% yearly wealth tax on net worth above $50M, and 3% above $1B. Raise the corporate tax rate to 28%. Close the carried interest loophole. Raise the estate tax to 77% on estates above $1B, with no step-up in basis at death. Use the revenue to pay for the programs in this document.

Legal Authority: 16th Amendment; Internal Revenue Code (26 U.S.C.); Revenue Clause (Art. I, Sec. 8)
4

Worker Ownership Incentive Act

Let workers share in what they build

Create a Worker Ownership Investment Fund. It would offer low-cost financing for employee stock ownership plans (ESOPs) and for turning companies into worker co-ops. Give retiring owners a 50% capital gains tax break on sales to workers (vs. 10% for ESOPs today). Fund technical assistance grants to help form co-ops. Require any company with federal contracts above $10M to share profits with frontline workers. Extend ESOP benefits to S-corporations and partnerships.

Legal Authority: Internal Revenue Code § 1042; ERISA; Article I spending power
5

Supply Chain Security and Domestic Manufacturing Act

America shouldn't depend on hostile countries for critical goods

COVID showed how fragile U.S. supply chains are for critical goods: semiconductors, drugs, rare earth minerals, medical equipment. Project 2029 proposes $50B in domestic manufacturing investment through Commerce Department industrial policy. All federal purchasing would favor critical goods made in America. Strategic reserves would hold drugs and medical supplies. Buy American rules would have teeth: verified compliance, not self-reporting.

Legal Authority: Defense Production Act (50 U.S.C. § 4501); Trade Expansion Act; Commerce Clause
6

Restore and Strengthen Financial Consumer Protection

No more financial products designed to strip wealth from working people

Restore the CFPB to full independence. Expand its authority to cover non-bank financial companies (payday lenders, buy-now-pay-later, cryptocurrency platforms). Bring back the CFPB payday lending rule that caps loans at 36% APR. Restore the CFPB arbitration rule that bans class-action waivers in consumer financial contracts. Create a Financial Products Safety Commission, modeled on the Consumer Product Safety Commission, to vet financial products before they reach the market.

Legal Authority: Dodd-Frank Act (12 U.S.C. § 5491); Article I; Seila Law LLC v. CFPB (2020)

Take Action

What you can do right now.

Vote Your Wallet

Economic policy is on the ballot in every election. Vote for candidates who will fight for working people, not corporate donors.

Register to Vote →

Demand Antitrust Action

Ask your representative where they stand on breaking up corporate monopolies and restoring the CFPB.

Find Your Rep →

Share the Numbers

The 1,322% CEO pay stat changes minds. Download the economy one-pager and share it.

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Read the Full Chapters

Chapters 21, 22, and 25 of Project 2029: Commerce, Treasury, and SBA.

Read the Plan →

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Help others understand what's at stake.

FAQ

Frequently Asked Questions

What is Project 2029's economic reform plan?
Project 2029's economic plan has five pillars: reverse the Trump-era tax cuts that benefited the wealthy; implement a billionaire minimum tax and close carried interest loopholes; invest $100 billion in small business; strengthen antitrust enforcement to break up monopolies in tech, pharma, agriculture, and finance; and rebuild worker bargaining power through the PRO Act and minimum wage reform.
How would Project 2029 tax billionaires and corporations?
Project 2029 proposes reversing the 2017 Tax Cuts and Jobs Act's provisions benefiting corporations and the ultra-wealthy, implementing a 2% annual wealth tax on net worth above $50 million and 3% above $1 billion, closing the carried interest loophole, imposing a 15% minimum corporate tax with no offshore havens, and a 0.1% financial transaction tax on stock trades.
What does Project 2029 propose for small businesses?
Project 2029 proposes a $100 billion Small Business and Entrepreneurship Fund through the SBA, providing low-interest loans and grants with priority for minority-owned, women-owned, and rural businesses. It also proposes antitrust enforcement to prevent large corporations from crushing small competitors, and universal healthcare to free entrepreneurs from employer-tied insurance.
How does Project 2029 address income inequality?
CEO pay increased 1,322% since 1978 while worker pay grew 18%. Project 2029 addresses this through a $35 federal minimum wage phased over 5 years, requiring corporate boards to include worker representatives, a 100% excise tax on compensation exceeding 50x the median worker salary at that company, and expanding the Earned Income Tax Credit.
What does Project 2029 propose for antitrust enforcement?
Project 2029 proposes restoring Sherman Act, Clayton Act, and FTC Act enforcement with resources matching modern monopoly scale. Specific targets: breaking up Big Tech platforms that own both the marketplace and compete in it; blocking pharmaceutical mergers that reduce drug competition; ending agricultural consolidation that has eliminated family farms; and prohibiting too-big-to-fail bank mergers.